October 19, 2022 GST on Flat Purchase in India: What You Actually Pay, Explained If you've started shortlisting flats and a broker has casually mentioned "plus GST," you're not alone in wondering what that actually adds to your bill. The honest answer: it depends entirely on wh...
October 17, 2022 Types of Property Ownership in India: Sole, Joint & Nomination Explained Buying property is rarely as simple as signing a deed and collecting the keys. How that ownership is structured, whether it belongs to one person, two people, or an entire family - shapes everythin...
October 12, 2022 Land Mutation Explained: What Every Property Buyer Needs to Know After Registration Buying land or a flat doesn't end with handing over a cheque and getting the keys. There's a paper trail that has to be closed out properly, and one of the most overlooked steps in that trail is la...
October 10, 2022 Sale Deed Explained: What Every Property Buyer and Seller Should Know If you're buying or selling property, there's one document you can't avoid: the sale deed. It's the paper that actually makes the transaction real in the eyes of the law, and getting it wrong or no...
September 15, 2022 Home Loan Top-Up Explained: Benefits, Eligibility & How to Apply A top-up loan is additional financing that lenders offer to customers who already have an existing loan with them, typically a home loan, though it can apply to other loan types as well. A clean re...
September 5, 2022 Joint Ownership of Property: How It Works, What Your Rights Are, and Where People Get Burned Property prices in most Indian cities have gotten to the point where buying alone just isn't realistic for a lot of people. Siblings pool savings. Couples buy together as a matter of course. Friend...
August 29, 2022 Section 194IA of the Income Tax Act: TDS Rules Every Property Buyer Should Know The process of buying a house or land in India isn't simply a case of price negotiation and arranging a loan. Once the deal moves a little above this limit, you - the buyer - get a n...
August 26, 2022 E-Stamping & Stamp Duty: Fast, Legal Property Transactions Across India Every property sale or purchase in India comes with a tax attached: stamp duty. It's not optional, and skipping it can cause real problems later, from rejected documents to penalty charges. For a l...
August 26, 2022 TDS on Property Purchase in India: Rules, Rates, Forms & Filing Process Explained Buying property in India comes with a quiet little obligation that catches a lot of first-time buyers off guard: you, the buyer, are responsible for deducting tax before you even pay the seller. No...