Property Finance & Legal

Understand the financial and legal side of real estate with clear, practical guides on home loans, property taxes, registration, and RERA laws. Houssed simplifies complex topics so you can make informed and compliant property decisions.

GST on Flat Purchase in India: What You Actually Pay, Explained
October 19, 2022

GST on Flat Purchase in India: What You Actually Pay, Explained

If you've started shortlisting flats and a broker has casually mentioned "plus GST," you're not alone in wondering what that actually adds to your bill. The honest answer: it depends entirely on wh...

Types of Property Ownership in India: Sole, Joint & Nomination Explained
October 17, 2022

Types of Property Ownership in India: Sole, Joint & Nomination Explained

Buying property is rarely as simple as signing a deed and collecting the keys. How that ownership is structured, whether it belongs to one person, two people, or an entire family - shapes everythin...

Land Mutation Explained: What Every Property Buyer Needs to Know After Registration
October 12, 2022

Land Mutation Explained: What Every Property Buyer Needs to Know After Registration

Buying land or a flat doesn't end with handing over a cheque and getting the keys. There's a paper trail that has to be closed out properly, and one of the most overlooked steps in that trail is la...

Sale Deed Explained: What Every Property Buyer and Seller Should Know
October 10, 2022

Sale Deed Explained: What Every Property Buyer and Seller Should Know

If you're buying or selling property, there's one document you can't avoid: the sale deed. It's the paper that actually makes the transaction real in the eyes of the law, and getting it wrong or no...

Home Loan Top-Up Explained: Benefits, Eligibility & How to Apply
September 15, 2022

Home Loan Top-Up Explained: Benefits, Eligibility & How to Apply

A top-up loan is additional financing that lenders offer to customers who already have an existing loan with them, typically a home loan, though it can apply to other loan types as well. A clean re...

Joint Ownership of Property: How It Works, What Your Rights Are, and Where People Get Burned
September 5, 2022

Joint Ownership of Property: How It Works, What Your Rights Are, and Where People Get Burned

Property prices in most Indian cities have gotten to the point where buying alone just isn't realistic for a lot of people. Siblings pool savings. Couples buy together as a matter of course. Friend...

Section 194IA of the Income Tax Act: TDS Rules Every Property Buyer Should Know
August 29, 2022

Section 194IA of the Income Tax Act: TDS Rules Every Property Buyer Should Know

  The process of buying a house or land in India isn't simply a case of price negotiation and arranging a loan. Once the deal moves a little above this limit, you - the buyer - get a n...

E-Stamping & Stamp Duty: Fast, Legal Property Transactions Across India
August 26, 2022

E-Stamping & Stamp Duty: Fast, Legal Property Transactions Across India

Every property sale or purchase in India comes with a tax attached: stamp duty. It's not optional, and skipping it can cause real problems later, from rejected documents to penalty charges. For a l...

TDS on Property Purchase in India: Rules, Rates, Forms & Filing Process Explained
August 26, 2022

TDS on Property Purchase in India: Rules, Rates, Forms & Filing Process Explained

Buying property in India comes with a quiet little obligation that catches a lot of first-time buyers off guard: you, the buyer, are responsible for deducting tax before you even pay the seller. No...