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Plan Your Home Loan with the EMI Calculator

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Home Finance Tool

Plan Your Home Loan with the EMI Calculator

Estimate your monthly instalment, total interest payout, and repayment journey before you shortlist a property.

Instant EMI estimate
Clear principal vs interest view
Helpful for budget planning before site visits
5000000
8.5
20

Total

Rs. 1,04,13,879

Principal
48.0%
Interest
52.0%

Monthly EMI

Rs. 43,391

per month

Loan AmountRs. 50,00,000
Total InterestRs. 54,13,879
Total RepaymentRs. 1,04,13,879
For a 20-year loan at 8.5% interest, your repayment stays close to Rs. 43,391 per month.

About EMI Calculator

A home loan EMI calculator helps you estimate the monthly instalments you need to pay based on the total loan amount availed. This tool enables you to make informed financial decisions by giving a clear picture of your monthly home loan outflow.

To calculate your home loan EMI, you need to provide the following details:

Loan Amount

The total amount you plan to borrow for purchasing your property.

Loan Tenure

The duration of the loan in years. A longer tenure usually results in lower monthly EMIs.

Interest Rate

The applicable interest rate charged on the loan.

FAQs - EMI Calculator

Find answers to the most commonly asked questions related to EMI calculators and home loan repayments.

EMI stands for equated monthly installments. It consists of principal and interest.

EMI calculated for a home loan is known as Home Loan EMI.

Pre-EMI is the interest-only payment until property construction is complete.

Choose Pre-EMI if you want lower initial payments or plan future income growth.

EMI = [P x R x (1+R)^N] / [(1+R)^N - 1] where P=Principal, R=Monthly Interest Rate, N=Total Months.

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